Terms and Conditions
Last Updated: January 2025
These Terms and Conditions govern your use of Nexuscapiitalls's website and financial education services. By accessing or using our services, you agree to be bound by these terms.
1. Definitions
"Company", "We", "Us", "Our" refers to Nexuscapiitalls, a financial education provider operating in Singapore.
"Services" refers to investment education courses, trading analytics platform access, private wealth consultation, and related educational services.
"User", "You", "Your" means any person accessing our website or utilizing our educational services.
"Content" includes all text, images, videos, materials, software, and intellectual property provided through our services.
"Platform" refers to our trading analytics software, website, and related technological infrastructure.
2. Use of Services
Service Eligibility
- Users must be at least 18 years old or have reached the age of majority in their jurisdiction
- Services are provided for educational and professional development purposes only
- Account registration may be required for certain services and must include accurate information
- Users are responsible for maintaining confidentiality of account credentials
Educational Focus
Important Notice: Our services are strictly educational in nature. We provide:
- Investment knowledge and analytical techniques
- Professional-grade analytical tools and platforms
- Educational consultation and learning guidance
We do not provide investment advice, recommendations, or portfolio management services.
User Responsibilities
- Provide accurate and complete information during registration and service use
- Maintain security of account credentials and notify us immediately of unauthorized access
- Comply with all applicable laws and regulations in your jurisdiction
- Use educational content and tools responsibly for legitimate learning purposes
3. Prohibited Activities
Users may not engage in any of the following activities:
Legal and Ethical Violations
- Violate any applicable laws or regulations
- Infringe on intellectual property rights
- Engage in fraudulent or deceptive practices
- Harass, threaten, or harm other users
Technical Violations
- Transmit viruses or malicious code
- Attempt unauthorized access to systems
- Reverse engineer or copy our software
- Use automated tools to access services
Service Misuse
The following activities may result in immediate service termination:
- • Sharing account credentials with unauthorized parties
- • Redistributing or reselling educational content without permission
- • Using services for actual investment decision-making without proper due diligence
- • Claiming our educational services as investment advice or recommendations
4. Intellectual Property Rights
Our Intellectual Property
All content, software, educational materials, and proprietary information remain the exclusive property of Nexuscapiitalls, including:
- Course materials, curricula, and educational methodologies
- Trading analytics software and proprietary algorithms
- Trademarks, logos, and brand materials
- Research reports, market analysis, and educational resources
Limited License
We grant you a limited, non-exclusive, non-transferable license to:
- • Access and use our services for personal educational purposes
- • Download and view educational materials for individual learning
- • Use analytical tools within the scope of your subscription
This license does not permit reproduction, distribution, modification, or commercial use without explicit written permission.
User-Generated Content
For any content you submit through our services (questions, feedback, case studies), you grant us a non-exclusive license to:
- • Use content for service improvement and educational purposes
- • Incorporate feedback into curriculum development (anonymized)
- • Share case studies for educational benefit (with consent)
5. Disclaimers and Limitations of Liability
Important Disclaimers
Educational Purpose Only: All services are provided for educational purposes. No content constitutes investment advice, recommendations, or solicitation to buy or sell securities.
No Performance Guarantee: We make no representations about specific learning outcomes, investment results, or career advancement.
Market Risk Awareness: Investment involves substantial risk of loss. Past performance does not indicate future results.
Professional Consultation: Users should consult qualified financial advisors before making investment decisions.
Service Warranties
Services are provided "as is" without warranties of any kind, including:
- • Warranty of merchantability or fitness for particular purpose
- • Warranty of uninterrupted or error-free service operation
- • Warranty of accuracy or completeness of educational content
- • Warranty of specific learning outcomes or skill acquisition
Limitation of Liability
To the maximum extent permitted by law, Nexuscapiitalls's liability is limited to:
- • The amount of fees paid for the specific service in question
- • Direct damages only (no indirect, consequential, or punitive damages)
- • Claims made within one year of the incident
This limitation applies regardless of the legal theory and even if we have been advised of the possibility of such damages.
6. Payment Terms and Refund Policy
Payment Terms
- Payment due prior to service commencement
- All fees quoted in Singapore Dollars (SGD)
- Subscription services billed annually
- GST included where applicable
Refund Policy
- 7-day cooling-off period for courses
- Prorated refunds for platform subscriptions
- Consultation fees non-refundable after session
- Written request required for all refunds
7. Termination
Termination by User
You may terminate your account or service subscription at any time by:
- • Providing 30 days written notice for subscription services
- • Completing course withdrawal procedures within allowed timeframes
- • Settling all outstanding fees before termination becomes effective
Termination by Company
We may terminate or suspend services immediately for:
- • Violation of these terms and conditions
- • Non-payment of fees or fraudulent payment activity
- • Misuse of services or unauthorized access attempts
- • Conduct that damages our reputation or other users
Effects of Termination
Upon termination:
- • Access to services and platforms will cease immediately
- • Educational materials and account data may be deleted
- • Certain provisions of these terms will survive termination
- • Outstanding obligations remain in effect
8. Dispute Resolution and Governing Law
Governing Law
These terms are governed by and construed in accordance with the laws of Singapore. The Singapore courts shall have exclusive jurisdiction over any disputes arising from these terms or our services.
Dispute Resolution Process
1. Informal Resolution
Contact our support team at legal@{domain} for initial dispute resolution attempt within 30 days of issue arising.
2. Mediation
If informal resolution fails, disputes will be referred to mediation through the Singapore Mediation Centre.
3. Arbitration
Unresolved disputes will be settled by binding arbitration under the Arbitration Rules of the Singapore International Arbitration Centre.
Class Action Waiver
You agree to resolve disputes individually and waive the right to participate in class actions or representative proceedings, except where prohibited by applicable law.
9. General Provisions
Entire Agreement
These terms constitute the complete agreement between parties, superseding all prior communications and agreements.
Severability
If any provision is deemed invalid, the remaining provisions continue in full force and effect.
No Waiver
Failure to enforce any provision does not constitute a waiver of our right to enforce it later.
Assignment
You may not assign these terms without our consent. We may assign our rights and obligations freely.
Force Majeure
Neither party is liable for delays or failures due to circumstances beyond reasonable control.
Modifications
We may update these terms with 30 days notice. Continued use constitutes acceptance of changes.
Questions About These Terms?
Our legal team is available to clarify any aspects of these terms and conditions or address your concerns.
Legal Inquiries
legal@{domain}
Phone Support
+65 6394 8276
Office Address
80 Robinson Road, Singapore 068898